Garage Keepers Liability Insurance Coverage

Garagekeepers liability insurance for businesses that offer towing or service station services.

Garage keepers liability insurance coverage.

Garage keepers liability is often confused with garage liability. Garagekeepers liability insurance covers sums you must legally pay as damages for loss to a customer s auto or its equipment left in your care while you are attending servicing repairing parking or storing it in your garage operations. Up to 1m coverage limit. This term means the use of locations for the purpose of a business of selling servicing repairing parking or storing customer s autos.

For other types of auto related businesses such coverage is available under the garagekeepers coverage endorsement ca 99 37. Garagekeepers legal liability insurance provides protection in case a vehicle is damaged by fire theft vandalism or collision. Garagekeepers coverage coverage provided under a garage policy for auto and trailer dealers particularly those dealers that maintain a service department or body shop for liability exposures with respect to damage to a customer s auto or auto equipment that has been left in the dealer s care for service or repair for example. The risks that may arise in an auto shop include customer injuries faulty products manufactured at the shop and property damage of a vehicle while in the custody of the shop.

It protects a customer s vehicle when you are keeping it at a covered location for parking or storing or to perform service. Garagekeepers liability coverage is an insurance policy that covers different types of risks that are likely to affect a customer s car while it s in a car shop. In reality garage liability and garage keepers liability are two very different elements of the insurance coverage needed by an auto repair or service business.